A360 Card Acceptance and Transaction Management

  • Management of any number/combination of touch point device types (EFT POS, ATM, KIOSK) at the same time
  • Management of multiple acquirers on one single EFT POS
  • Sharing of ATMs among acquiring institutions
  • Management of virtual EFT POS on ATMs
  • Distribution of banking services via merchant EFT POS network (Agency banking)
  • Terminal Issue and SLA management, Cash management, Marketing and Campaign management, Transaction switching
  • Full internet and mobile channels support
  • Rich integration capabilities through use of various protocols or methods for integration

  • Terminal Management Module (Universal Channel Management, EFT POS, ATM, Kiosk, Internet, Mobile)
  • EFT POS Module (multivendor, Verifone, Ingenico, PAX, Prolin, Android)
  • ATM Module (multivendor, NCR, Diebold Nixdorf, Hyosung, OKI, cardless payouts, currency exchange office)
  • Cash Management Module (ATM cash position monitoring, cash forecast , load optimization, cash orders, cash settlement)
  • Issue Management Module (device monitoring, issue management and alerting, EFT POS, ATM Kiosk, SLA management, cash management)
  • Dynamic Currency Conversion Module (both ATM and EFT POS)
  • Value Add Services Module (EFT POS, ATM, Kiosk, vouchers, bill payments, prepaid and postpaid billing models)
  • E-Commerce Module (Internet Payment Gateway, management of cardholder authentication on the acquiring side during „card not present“ transactions)
  • 3DS Server (3-D Secure protocol versions 2.1, 2.2, and 2.3.1.0 supported, App-based, Browser-based, and 3RI-based channels supported):
    – Frictionless and challenging authentication.
    – Decoupled authentication.
    – Secure Payment Confirmation SPC-based authentication.
    – Multiple Directory Server compliance (Visa Secure, Mastercard Identity Check, UnionPay UP3DS, Discover’s ProtectBuy).
    – Easy integration with payment gateways including a self-testing environment.
    – Detailed transaction reporting including exchanged 3-D Secure messages review.
    – Summary transaction reporting.

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